What is engine protect plus cover in Icici Lombard?

Engine protect plus: We will indemnify you for expenses incurred in repair or replacement of engine parts, differential parts or gear box parts that are required due to damages arising out of water ingression/leakage of lubricating oil, which are normally not covered.

What is engine protection plus?

The engine of a car can be considered synonymous with the human heart. … In this regard, the Engine Protect Plus cover from ICICI Lombard proves useful. It provides reimbursement of expenses incurred in case of repair or replacement of engine and engine parts.

What is engine safe cover in insurance?

In short, engine protection cover provides coverage for any damages to the car’s engine or/and its parts arising out of incidents of water ingression, leakage of lubricant oil, damage to the hydrostatic lock, damages to the engine parts, such as the gearbox, crankshaft, cylinder, connecting rods, pistons, etc.

What is RTI and engine protect in insurance?

Return to Invoice is an add-on option which covers the gap between the insured declared value and the invoice value of your car along with the registration and other applicable taxes. RTI helps you in fetching purchase value (on road price) of the car in case of theft or total loss.

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Does fully comprehensive insurance cover engine failure?

No, Comprehensive Car Insurance covers damage to vehicles and property caused by motor accidents, whereas a CTP Green Slip covers injuries to people caused by a motor vehicle accident.

Is engine covered in insurance?

Hence, you can claim for engine repair on insurance if the damage is caused by an accident or comprehensive loss covered by the insurance. However, any engine damage caused by wear and tear or mechanical failure will not be covered as part of an insurance claim.

Is engine work covered under insurance?

Engine or gearbox damage as a result of normal wear and tear will not be covered by the insurer. The insurance company will not cover damages that are covered under the manufacturer’s warranty. If the engine or gearbox suffers damage due to illegal driving, you will have to bear the repair costs.

What is the meaning of zero DEP insurance?

A zero depreciation add-on cover can be availed for brand new vehicles and also can be opted for at the time of policy renewal. In a zero depreciation​ car insurance​ policy, the entire claim amount is paid by the Car Insurance Company without considering the depreciation on the value of the car.

What is aggravation cover?

Royal Sundaram Engine (Aggravation) Protector Coverage – This cover protects against damages to internal parts of the engine, the gearbox, transmission or differential parts, and the power-steering pump. The cost of labour, consumables, and lubricants required to undertake the repair are also covered under this scheme.

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