Question: What is engine and gearbox protection cover?

What is engine protection cover?

The engine protection cover is an add-on cover offered under a motor insurance policy that covers any loss or damages to the engine of the insured four wheeler. … It enables you to get financial aid from your motor insurance company in case your car’s engine or its parts have been damaged.

Is engine damage covered by insurance?

Hence, you can claim for engine repair on insurance if the damage is caused by an accident or comprehensive loss covered by the insurance. However, any engine damage caused by wear and tear or mechanical failure will not be covered as part of an insurance claim.

What is EP and RTI in car insurance?

Return to Invoice is an add-on option which covers the gap between the insured declared value and the invoice value of your car along with the registration and other applicable taxes. RTI helps you in fetching purchase value (on road price) of the car in case of theft or total loss.

What is engine protect add-on?

An engine protection add-on will cover all the costs and offers a protective shield against the damages occurred due to engine malfunction, lubricating oil leakage, ingression of water, hydrostatic lock etc.

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What are consumables in car?

Consumable items of a car include nut and bolt, screw, washer, grease, lubricant, clips, A/C gas, bearings, distilled water, engine oil, oil filter, fuel filter, break oil and related parts.

What is NCB protect?

The NCB Protector protects Your Earned No claim Bonus, in the event of an Own Damage claim made. for Partial Loss including claims for Windshield glass, Total Loss, and Theft of vehicle/ accessories. 3. The No Claim Bonus will not get impacted for the first 2 claims preferred during the course of this policy. per year.

Can I take off my engine cover?

Other than gaining a better look at the engine, there really is no reason to remove those plastic covers. They do not add much weight, since they are made from plastic. So throwing them away doesn’t really help saving weight. … These plastic covers do actually serve a function.

Can I claim on my car insurance if I hit a wall?

However, third party, fire and theft insurance won’t pay for any other damage – for example, if you hit a wall, the wall would be covered as long as the policy holder is not the owner, but any damage to your car would not be covered.

What is own damage in insurance?

Own Damage (OD) helps you stay covered against damage caused to your vehicle due to accidents like fire, theft, etc. In case of an accident, an own damage cover compensates you for expense to repair or replace parts of your car damaged in the accident.​

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